Row of new homes

Help to Buy Scheme

What is the Help to Buy Scheme?

Woodstock Homes now enables you to buy your new home with the help of the Government's new Help to Buy Scheme, launched in April 2013.


The scheme is the Government's latest housing incentive, created to help more people get onto or climb the property ladder.

 4 bed detached

It essentially consists of two schemes: an equity loan of up to 20% of the value of your new home and a "mortgage guarantee" that encourages lenders to provide mortgages to people with small deposits.

The scheme is available:

  • On any new build home

  • To any one buying a new home, including first time buyers and existing homeowners

  • To anyone with a 5% deposit

  • For any new home up to the value of £600,000

  • To anyone wishing to reserve a home with Woodstock Homes now


How does it work?

Once you've selected your new home from Woodstock Homes and qualified for a 75% capital repayment mortgage, the government will provide you with an equity loan for up to 20% of the value of the house. This loan is interest free for five years. After year 6, a fee of 1.75% is payable on the loan. You can repay the loan within 25 years (or the terms of the mortgage) or on the sale of the property.


An example, based on a £200,000 and £300,000 Woodstock's home:

You arrange mortgage 










Government equity loan 





Total purchase price: 






Why buy a new home from Woodstock Homes?

You have your say on finishes, if you reserve your home in advance:

  • High spec fixtures and fittings as standard

  • Gardens laid to lawn with patios included

  • Personal service

  • 10 Year NHBC guarantee on all our homes

  • A1 builder status awarded to us by the NHBC, in recognition of great build quality

To take advantage of this scheme, please register your interest in one of our properties by:

phoning us on 0845 224 3109, filling in our form or emailing Martin Newman today.

"I would like to take this opportunity to formally thank Simon and indeed the rest of the team at Woodstock homes for providing a great service alongside a quality product.

With this process being a ‘long distance’ purchase Simon was very accommodating and understanding ensuring as few trips were made as possible and no trip was wasted. Any problems were dealt with quickly and professionally."

Rohan Vashisht (Kelston Mews)

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